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EuroGAP

EuroGAP product is designed to protect your investment in a car in the first years after its purchase, which is the fastest depreciation.

The primary EuroGAP option covers the difference between the purchase price of the vehicle and the market (general) price of the vehicle at the time of the claim. Even more security for your investment will be provided by EuroGAP Plus, which includes an insurance of deductible reimbursement of Casco.


Benefits

  • For new and used cars (< 6 years) within 150 days from the purchase contract.
  • Lup sum or annual installments of premium.
  • The maximum insurance benefit limit from EuroGAP is CZK 1.000.000.
  • The vehicle is insured by one of the Top 25 insurance companies in the world with a rating of A + from Standar's & Poor.

 

EuroGAP Classic

EuroGAP CLASSIC is the way how you can cover up to 100% of investment into your vehicle during the three year insurance period. For three years you can be sure, that in case of theft or total loss, you will have sufficient resources to buy a new vehicle.

 

 

EuroGAP Smart

EuroGAP Smart does not offer 100% cover of the vehicle purchase price for the whole period. The cover declines linearly from 100% of the purchase price at the time of purchase to 50% of the purchase price at the end of five year period.
EuroGAP Smart is first of all long-term and intelligent indemnity of your finances, that keeps the value of the vehicle high above the general (time) value of the vehicle.

 

 

 

EuroGAP Premium

EuroGAP PREMIUM is insurance for the most exacting customers. It is a combination of CLASSIC and SMART, which means security for your financial investment in case of theft or total loss, for five year period, where for the first three years you can get back up to 100% of your investment. In the fourth and fifth year of insurance you get the same cover as in EuroGAP Smart, which means 50-70% of the purchase price of the vehicle.

 

 

 

Insured risks

Total damage to the vehicle as a result of the following events:

  • Accident
  • Natural disaster
  • Theft

The insured are risks of those above, which are also insured by Casco.

 

Conditions and limits

  • Insurance can be arranged within 150 days from the date of invoice / purchase contract of the vehicle.
  • You can insure new and used vehicles weighing up to 3,500 kg.
  • The age of a used vehicle shall not exceed 6 years from the date of first registration.
  • You can insure vehicles costing less than CZK 2.5 million.                                                 (clients with VAT in the purchase price without VAT, the others including VAT)
  • Casco vehicle accident insurance must be arranged throughout EuroGAP.                           (the primary insurer is free)
  • The vehicle must have a valid vehicle registration certificate and registration number.
  • The maximum insurance benefit limit from EuroGAP is CZK 1.000.000.
  • The maximum limit of deductible reimbursement is CZK 100.000.

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