EuroGAP
EuroGAP product is designed to protect your investment in a car in the first years after its purchase, which is the fastest depreciation.
Casco insurance covers your risk up to the market (general) price of the vehicle at the time of the claim. Insurance benefit is also reduced by the amount of your deductible.
The primary EuroGAP option covers the difference between the purchase price of the vehicle and the market (general) price of the vehicle at the time of the claim. Even more security for your investment will be provided by EuroGAP Plus, which includes an insurance of deductible reimbursement of Casco.
EuroGAP Classic
EuroGAP CLASSIC is the way how you can cover up to 100% of investment into your vehicle during the three year insurance period. For three years you can be sure, that in case of theft or total loss, you will have sufficient resources to buy a new vehicle.
EuroGAP Smart
EuroGAP Smart does not offer 100% cover of the vehicle purchase price for the whole period. The cover declines linearly from 100% of the purchase price at the time of purchase to 50% of the purchase price at the end of five year period.
EuroGAP Smart is first of all long-term and intelligent indemnity of your finances, that keeps the value of the vehicle high above the general (time) value of the vehicle.
EuroGAP Premium
EuroGAP PREMIUM is insurance for the most exacting customers. It is a combination of CLASSIC and SMART, which means security for your financial investment in case of theft or total loss, for five year period, where for the first three years you can get back up to 100% of your investment. In the fourth and fifth year of insurance you get the same cover as in EuroGAP Smart, which means 50-70% of the purchase price of the vehicle.
Insured risks
Total damage to the vehicle as a result of the following events:
- Accident
- Natural disaster
- Theft
The insured are risks of those above, which are also insured by Casco.
Conditions and limits
- Insurance can be arranged within 90 days from the date of invoice / purchase contract of the vehicle.
- You can insure new and used vehicles weighing up to 3,500 kg.
- The age of a used vehicle shall not exceed 6 years from the date of first registration.
- You can insure vehicles costing less than CZK 2.5 million. (clients with VAT in the purchase price without VAT, the others including VAT)
- Casco vehicle accident insurance must be arranged throughout EuroGAP. (the primary insurer is free)
- The vehicle must have a valid vehicle registration certificate and registration number.
- The maximum insurance benefit limit from EuroGAP is CZK 750,000.
- The maximum limit of deductible reimbursement is CZK 100,000.
Benefits
- EuroGAP CLASSIC - financial protection for a period of 3 years up to 100% of the purchase price of the vehicle.
- EuroGAP SMART - high protection of investments for 5 years, possible protection for the entire five-year financing period.
- EuroGAP PREMIUM - a combination of long-term (five year) protection with up to 100% return on the investment in the first three years of insurance.
- The vehicle is insured by one of the Top 25 insurance companies in the world with a rating of A +.
- Sufficient financial resources to purchase a new car.
- Insurance benefit from EuroGAP is paid within 15 days after completion of the claim investigation by the insurer.
EuroGAP provides a maximum protection of your vehicle not only in the event of theft but also in the case of total loss as a result of an accident or natural disaster.
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