LeaseGAP insurance is the perfect solution for customers of leasing companies or banks who finance a vehicle through operational lease, loan or other installment agreement with the residual value of the vehicle corresponding with its market price at the end of the selected financing period .

LeaseGAP insurance product covers the difference between the balance of the financial obligation to the leasing company or bank and the market (general) value of the vehicle at the time of claim.
Even more security of your investment will be provided by LeaseGAP Plus, which includes an insurance of deductible reimbursement of Casco.

LeaseGAP protect the customer for 3, 4 or 5 years against the debt, which can reach up to thousands of crowns, and also protects the finance company against financial loss due to poor performance of Casco insurance which usually does not cover damage up to the outstanding obligation on financed vehicle.



Insured risks

Total damage to the vehicle as a result of the following events:

  • Accident
  • Natural disaster
  • Theft

The insured are risks of those above, which are also insured by Casco.


Conditions and limits

  • Insurance can be arranged within 90 days from the date of invoice / purchase contract of the vehicle.
  • You can insure new and used vehicles weighing up to 16,000 kg.
  • The age of a used vehicle shall not exceed 6 years from the date of first registration.
  • You can insure vehicles costing less than CZK 3.2 million.                                                 (clients with VAT in the purchase price without VAT, the others including VAT)
  • Casco vehicle accident insurance must be arranged throughout LeaseGAP.                       (the primary insurer is free)
  • The vehicle must have a valid vehicle registration certificate and registration number.
  • The maximum insurance benefit limit from LeaseGAP is CZK 1,000,000.
  • The maximum limit of deductible reimbursement is CZK 100,000.



  • Protection against debt on vehicle financing in the event of total loss (due to accident, natural disaster or theft) for 3, 4 or 5 years.
  • The vehicle is insured by one of the Top 25 insurance companies in the world with a rating of A +.
  • Optional insurance of deductible reimbursement from Casco.
  • Insurance benefit from LeaseGAP is paid within 15 days after completion of the claim investigation by the insurer.


LeaseGAP = do not be afraid of debt!

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